Vijay Shekhar Sharma was running a small digital firm when he noticed India’s cash‑centric economy held back growth. He launched Paytm, a mobile wallet, facing initial resistance from regulators and users who were wary of digital payments. Growth was slow until smartphone adoption and reliable internet unlocked mass usage. A turning point was riding the wave of digital India initiatives, and Paytm became a household name. Sharma’s story proves that solving real problems with technology can change how billions transact.
