Decision Support · Free Tool
Prepay loan vs invest evaluator
Compare the effective return from prepaying your loan (guaranteed interest saving) against investing in equity or debt — post-tax.
Prepay vs invest
Effective loan rate (post tax-benefit)—
Interest saved by prepaying—
Investment corpus value—
Investment gain—
Better option—
Prepayment gives a guaranteed risk-free return equal to your loan rate. Investment returns are not guaranteed.